Carmel Homes with Finished Basement

Carmel Homes with Finished Basement

Welcome to Carmel, Indiana – a vibrant city that beautifully blends suburban charm with urban sophistication. Nestled in Hamilton County, Carmel is renowned for its exceptional quality of life, making it a prime destination for families, professionals, and retirees alike. With its picturesque parks, award-winning schools, and a bustling arts scene, Carmel offers a perfect backdrop for those seeking a community that values both leisure and culture.

One of the standout features of homes in Carmel is the availability of properties with finished basements, providing homeowners with versatile living spaces that can be tailored to their needs. Whether you envision a cozy family room, a home office, or a fun entertainment area, a finished basement adds valuable square footage and enhances the functionality of your home. Imagine hosting movie nights, setting up a playroom for the kids, or creating the ultimate game space – the possibilities are endless!

Carmel's real estate market is thriving, with a variety of architectural styles and price points to suit every taste. From charming single-family homes to modern developments, you’ll find properties that not only meet your needs but also reflect the character of this dynamic community.

In addition to beautiful homes, residents of Carmel enjoy access to top-tier amenities, including the vibrant Arts & Design District, numerous shopping options, and an array of dining experiences. With its blend of comfort, convenience, and community spirit, Carmel is not just a place to live; it’s a place to thrive. Come discover your dream home with a finished basement in this delightful city!

Newest Carmel Homes with Finished Basement

$550,000
3 Beds 2 Baths
No showings until after the Saturday(8/1) 12-2 pm Open House. Hard to find ranch on the pond in Brookshire Lakes with a basement is now available! This elegant home has so much to offer including tranquil pond views, dynamic outdoor living and elegant interiors. Located in one of Carmel's most sought after neighborhoods, this unique home has been carefully situated on a gorgeous, crystal clear pond. The spacious foyer welcomes you into the dramatic great room with cathedral ceilings and cozy fireplace. You'll love the pretty engineered hardwood floors. The kitchen has been tastefully updated by Carmel Kitchens and is open to the great room and dining room. The four season sunroom makes the most of the serene pond views and is the focal point of the home. The sunroom has a heating and cooling mini split on ceiling for year round enjoyment. The primary bedroom has vaulted ceilings, lots of light, a walk-in closet and an ensuite bath. Your guests will never want to leave this pretty guest room. The third bedroom currently functions as an office with a vaulted ceiling. The basement is the perfect flex space for whatever purpose your family desires. It is large and open with plenty of storage. The laundry room is located adjacent to the kitchen on the main floor which is so convenient. Wait until you see the garage with storage and epoxy flooring. Opportunities like this don't come along every day. This is the lifestyle you deserve.

5006 Essex Drive, Carmel

Listing courtesy of Carpenter, REALTORS®.

$849,900
5 Beds 4 Baths
Beautifully maintained 5BR/3.5BA Pulte home with 4,310 square feet in sought-after Cherry Creek Estates, offering exceptional living space, thoughtful updates, premium smart-home features, and a private, tree-lined backyard just steps from a scenic neighborhood green space with a pond and walking trails. Step inside to discover hardwood floors throughout the main and upper levels, recessed lighting, and an inviting open-concept design perfect for everyday living and entertaining. The gourmet kitchen features granite countertops, a large center island, abundant cabinetry, stainless steel appliances, plus a new dishwasher and gas cooktop (2025). The kitchen opens to the breakfast room and spacious great room with a corner fireplace. Two dedicated main-level offices, including one with custom built-ins, provide exceptional flexibility for working from home. Upstairs you'll find four spacious bedrooms with hardwood floors, a large loft, and a luxurious primary suite. The finished basement is designed for entertaining with a wet bar, fifth bedroom, full bath, generous storage, and a premium home theater with over $15,000 in equipment included. Recent updates include a new A/C unit (2026), whole-house carbon filtration system (2024), and Culligan drinking water system (2025). Smart home features include Apple HomeKit and Siri-enabled lighting, Arlo security cameras, smart door locks, and a smart garage system. The 3-car garage offers epoxy floors and custom storage. Relax on the low-maintenance composite deck overlooking the private backyard lined with mature trees. Residents enjoy a community pool, pickleball and tennis courts, playground, and award-winning Carmel Clay Schools, all just minutes from shopping, dining, and parks. Move-in ready with timeless updates, an exceptional floor plan, and a beautiful setting just steps from one of the neighborhood's most picturesque green spaces, this is a home you won't want to miss.

6523 Paddle Drive, Carmel

Listing courtesy of @properties.

$950,000
4 Beds 5 Baths
Stunning newer updated 4 bdrm, 5 ba home w finished bsmnt, 3 car side loaded garage in Carmel's desirable Foster Estates, ideally situated on cul-de-sac. Offering timeless architecture with over $240,000 in thoughtful improvements since 2020, this home perfectly blends classic elegance with today's modern conveniences. Inside, you'll find extensive updates throughout, including a completely refreshed kitchen with new countertops, sink, faucet, cooktop, stainless steal double wall ovens with convection, freshly painted cabinetry, updated hardware, and beautifully refinished hardwood flooring. Additional interior enhancements include new carpeting, updated lighting throughout, window treatments, designer wallpaper accents, renovated basement bar, reconfigured laundry room, and overhead garage storage-a home that's truly move-in ready. Major mechanical improvements, including a new high-efficiency heat pump water heater (2024) and upstairs heat pump(2016). Home has 2 HVAC systems. Outside continues with a newer (2020) roof and gutters, newer (2024) driveway and front porch, colored concrete patio, privacy fence, concrete landscape edging, professionally designed landscaping, irrigation system, upgraded landscape lighting, decorative stone exterior accents, and more. Home just minutes from popular Monon Trail, shopping, dining, parks, and easy access to US-31. Neighborhood also offers pool and clubhouse.

2842 Jeremy Court, Carmel

Listing courtesy of eXp Realty LLC.

$1,195,000
4 Beds 5 Baths
Stunning 4BR/4.5BA custom ranch on a private .41-acre cul-de-sac lot with a mature tree-lined backyard overlooking a serene pond in Grannan Grove! Built by Wedgewood Builders in 2018, this "Garfield" spec home combines luxury, craftsmanship, and comfort in every detail. Step inside from the covered front porch to soaring 10' ceilings and 8' doors throughout. The open floor plan features a Den/Library, Great Room with a gas-start wood-burning fireplace and built-in shelving, and a Gourmet Kitchen with center island/breakfast bar, Bosch stainless steel appliances, walk-in pantry, and adjoining Dining Room with access to the covered patio. The Primary Suite offers a tray ceiling, private patio access, dual sinks, full shower, walk-in closet, and direct access to the Laundry Room. Bedrooms 2 and 3 each feature their own private ensuite baths. The finished lower level includes a spacious Rec/Play Room with wet bar, Home Theatre, 4th Bedroom, Full Bath, and an oversized storage room. Outdoor living is exceptional with a 15x13 covered patio overlooking the pond and wooded backdrop, creating incredible privacy. Enjoy abundant wildlife, fishing, and breathtaking west-facing sunsets from your own backyard. Gas lines are already in place for an outdoor grill and a future patio fireplace. Additional highlights include a finished 3-car garage with epoxy flooring and attic access. This exceptional home offers luxury living in one of Grannan Grove's most desirable settings!

14004 Grannan Lane, Carmel

Listing courtesy of RE/MAX Complete.

$854,800
4 Beds 5 Baths
Welcome to this stunning 4-bedroom, 4.5-bath home Located in award-winning Carmel Clay Schools and the desirable Claybourne! Step inside to a dramatic two-story living room with soaring ceilings, an open upper-level overlook, a stunning gas fireplace and stunning hardwood flooring throughout the main level and 2nd floor. The stunning renovated kitchen is a chef's dream, featuring elegant quartz countertops, tile backsplash, a large island, brand-new custom slow-close cabinetry with slide-out drawers and pantry shelving, reverse osmosis system, and newer stainless-steel appliances. The versatile floor plan offers multiple living spaces, including a main-level flex room, additional office/playroom/den space, and convenient main-level laundry. Upstairs, you'll find 4 spacious bedrooms and three full baths. The luxurious owner's suite boasts vaulted ceilings and a completely remodeled en-suite bath featuring a walk-in shower, double vanity, a beautiful freestanding bathtub and spacious walk-in closet. The other two full baths on the 2nd floor are also fully renovated with the walk-in shower. The Screened porch offers a peaceful retreat with great views & leads to a large paver patio with a fully fenced yard and with acres of green space beside the house. The finished basement expands the home's versatility with a massive recreation/family room, full bath, abundant storage, and additional space ideal for a home gym, workshop, or media room. Neighborhood offers a community pool, playgrounds, walking trails, and easy access to shopping, dining, and parks. Many updates throughout the house, including primary/hallway bathrooms remodel 2026, paver patio upgrade 2026, kitchen remodel 2024, roof 5 years old, water softener 4 years old, washer and dryer 2 years old, exterior paint and siding 3 years old.

13187 Antonia Boulevard, Carmel

Listing courtesy of MYL Realty, LLC.

$925,000
5 Beds 5 Baths
Priced to sell! Rare opportunity to own a nearly 6,000 square foot executive home on a hard-to-find 0.76-acre lot for $925,000. This home offers the size, setting, layout, and finishes that are difficult to duplicate at this price point. The main level features hardwood floors, recessed lighting throughout, a private office with French doors, formal dining room, living room, and a spacious, bright family room with fireplace and plenty of windows overlooking the backyard. The gourmet kitchen is a major highlight with an enormous center island, granite countertops, tile backsplash, abundant cabinet space, stainless refrigerator, oven/microwave combo, gas cooktop, walk-in pantry, and a beautiful breakfast room with vaulted ceiling and gas fireplace. The upstairs layout includes 4 bedrooms, all with walk-in closets. One secondary bedroom has its own private full bath, while two additional bedrooms share a Jack-and-Jill bath. The oversized primary suite offers a separate sitting room, large walk-in shower, split his-and-her vanities, and separate his-and-her closets. The fully finished basement adds even more living space with a bedroom, full bath, wet bar, game and recreation areas, storage, and 2 egress windows. The home also includes a laundry room with sink, washer and dryer that stay, mudroom bench and storage, plantation blinds in the living and dining rooms, and a finished 3-car side-load garage with epoxy floors. Outdoor living is another standout feature, with a wood deck overlooking a stamped concrete patio, gas fire pit, and fully fenced backyard. The large 0.76-acre lot provides needed space and the possibility to expand the fenced area for even more enclosed yard. The exterior features an attractive mix of stone, brick, and concrete board siding, giving the home a timeless executive look. This beautiful home could be yours. Come see for yourself!

3650 W 141st Street, Carmel

Listing courtesy of Ferris Property Group.

$899,900
5 Beds 4 Baths
Perfectly positioned in the prestigious Village of WestClay, this beautifully updated 5-bedroom, 3.5-bath residence showcases a spectacular brand-new finished basement, fresh updates throughout, and a spacious backyard offering endless opportunities for outdoor living, entertaining, and play. The open-concept floor plan is designed for effortless everyday living, featuring a welcoming great room with fireplace that flows into the gourmet kitchen with granite countertops, a large center island, stainless steel appliances, walk-in pantry, planning center, and mudroom. A main-level office, upstairs loft, and bonus room provide exceptional flexibility for today's lifestyle. The brand-new finished lower level features luxury LVP flooring, a stylish wet bar, expansive recreation room, private fifth bedroom, and full bath-perfect for entertaining, guests, or multi-generational living. The spacious primary suite offers a spa-like bath with dual vanities, soaking tub, separate tiled shower, and walk-in closet. Recent updates include fresh interior and exterior paint, all-new designer carpeting, updated lighting fixtures throughout, and the beautifully finished basement, making this home completely move-in ready. Enjoy relaxing on the expansive deck overlooking the generous backyard, while the three-car garage provides abundant storage. Ideally located just moments from WestClay's resort-style amenities, parks, pools, walking trails, dining, shopping, and award-winning Carmel schools, this exceptional home offers the lifestyle you've been waiting for.

12674 Moonseed Drive, Carmel

Listing courtesy of Compass Indiana, LLC.

$499,900
4 Beds 3 Baths
Enjoy the good life in your thoughtfully updated and super clean home close to everything Carmel has to offer. Located in the quiet, established Cool Creek subdivision your new home features mature trees on and large lot. You are welcomed in through a lovely large glass door! The entrance leads to a formal dining space that could be a den, sitting room, music room; it's all yours, you decide! Step into what is currently being used as an office with a view of the huge backyard which could be the dining room (if desired), Entertaining is fun when the space is updated, your new kitchen features a light bright theme, view of the backyard and steps from the large family room! Enjoy doing laundry in the HUGE laundry room that doubles as a great mud room with loads of extra storage. Step upstairs, plenty of room for everyone with 4 large bedrooms. Common bathroom is updated! Your primary retreat features an updated ensuite with heated floor and large walk in closet! Looking for more space? Your lower level is fully finished with a large open family space and quiet nook that is perfect for movie watching or gaming! Wait! Summer and Fall nights are super fun in your backyard that includes a oversized patio and fire pit! Your new home is just waiting for you! Welcome Home! Recent updates include: New Backdoor, Water Heater, New Light Fixtures, Fresh Paint, Kitchen Appliances, Powder Room Remodel, New Blinds

1580 White Ash Drive, Carmel

Listing courtesy of F.C. Tucker Company.

Start Your Search

Information Deemed Reliable But Not Guaranteed. © 2026 MIBOR Broker Listing Cooperative